QuestionnaireRelief Snapshot
Debt Analysis
Savings Estimate
List of Available Options
NebraskaDebtRelief.org
Hi ,
Based on the information you shared, we’ve put together a Debt Free Analysis that might be helpful.
Managing $0 debt can feel overwhelming, and from what we’ve seen, it could take years to pay off without extra payments—something that isn’t always realistic, especially with everything going on right now.
That’s why we put together multiple options for you to review. If you’d like, you can go over them with a Debt Specialist to see if there’s a way to lower monthly payments and start getting back on track.
Hope this is useful—let me know if there’s anything else I can do for you.
Minimum Payments Only
*Savings projection based on the difference between the total cost of a plan including fees over a 48 mo. period vs. continuing to make a minimum monthly payment of 2% with a 23% interest rate. Actual interest rates and minimum payment amount could vary from estimate.
Using industry-standard repayment terms and average interest rates, here’s an estimate of how much interest you may be paying while you make minimums:
, based on what you’ve shared, it looks like sticking to minimum payments could mean paying far more in interest than the actual debt itself—dragging repayment out for years. If increasing your payments isn’t realistic right now, Specialist can walk through other options that could help reduce the interest and make getting out of debt more manageable.